Ciklum is a global Experience Engineering leader that stands at the forefront of innovation, blending next-generation product engineering, user centric design and cutting edge AI to deliver exceptional customer experiences. For over two decades, Ciklum has been a trusted partner to global financial institutions and disruptors alike, supporting them to harness CX as a competitive advantage. Ciklum’s focus on personalized, frictionless digital journeys ensures seamless user engagement and loyalty. From modernising core infrastructure to integrating AI for fraud prevention, we support financial services organisations to navigate industry complexities with agility and innovation.